HERE ARE 7 THINGS YOU CAN DO TO SAVE MONEY FOR YOUR WEDDING

Festival Wedding Styling with Bespoke Bride & Free People Fashion (42)

All Images by Ilaria Petrucci Photography (See the full shoot here)

I have never had alot of money. I was a student well into my 20’s and I become self employed almost as soon as I took off my cap and gown so saving has never really been an option for me. Although it has always been a huge worry (I wrote about it here), I got used to living paycheck to paycheck and I try to combat any added stress by living within my means. However, that all changed when I got engaged. Suddenly I am now very aware that I have no extra money, no savings, no assets and no bank of mum and dad, so how on earth am I going to help pay towards our wedding? Let alone a future together?

Well honestly, I am still yet to find the answer but I have done alot of research on budgeting, money saving tips and looking at ways to get extra income. I have come to realise that it is important to have a goal to work towards, it helps you focus on the whys and hows of what you need to do, to get you to your final savings goal.

So these are my top tips on how to save for your wedding. I am trying every single one of these myself, so I will be interested to know how they work out for you!

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1. Track all your expenses

Save all your receipts and enter them into a spreadsheet at the end of every day. You’d be amazed at how quickly those minor expenses add up – coffee, lunch, gum. By recording your spending you will soon begin to think of smarter things to do with your money.

2. Open a savings account with good interest rates

Set a certain amount of money aside each month to go into your savings. It might be useful to set up a direct debit for the set amount to instantly transfer to your savings account, that way you probably won’t even notice it’s gone and you certainly won’t have time to spend it.

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3. Save on Food

Take a packed lunch to work, create a weekly meal plan, find the best deals and don’t eat out. These are all great ways to save money.

4. Stop Making Excuses

I do this all the time and am constantly finding myself saying things like “I need to go and buy an outfit for so & so’s wedding” or “I need to buy new shoes for the event I will be speaking at.” We all do it but really it is just an excuse. Instead of saying “I need…” start thinking, it would be nice to have a new this, that or the other but it would be nicer to be able to afford to get married. The more you practice saying no to what you think you need, the less you will ‘need’ much at all.

5. Use extra money as extra savings

Often when we come into more money, we see it as a reason to celebrate and end up splurging but when you’re trying to save this is a mistake. If you continually increase spending every time you finances increase, you will never get ahead.

We were very lucky to have been given quite a substantial amount of money when we first announced our engagement, a gift from our family and friends. Our instant thought was to buy stuff for the house with it, until we sat down and realised it would be better off in a good savings account and could be used towards our wedding.

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Money Talks: When Should You Talk About Finances in Your Relationship?

Money Talks

Photography by Katja Hentschel

If you are anything like me, one of the most awkward conversations you will ever have with your partner will be about money. I have always had a rather unhealthy relationship with money in that I have never really had a lot or made much. I have pretty much spent most of my life as a student and as soon as I finished in education I decided to start my own business, so as you can imagine I have always been pretty skint, learning to just scrape by with whatever money I had. In the past it never really bothered me, I only really had myself to think about so if it meant I had to go without luxuries I got over it, that was until I met and then moved in with Mr T.

All of sudden it wasn’t just me anymore and I soon began to feel ashamed that Mr T was being subjected to my simple,  student style of living. Before he met me he would go to concerts, have holidays, weekends away and more importantly have food in the fridge but now all of that was being put on the backburner and I started to feel resentful of my business choices and guilty that he was no longer able to enjoy all the things he did before. I was afraid that he would end up resenting me, so it was time to bite the bullet and have the money talk.

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